Your money belongs to you, to spend or to keep. But earning money is only half the battle. It is equally as important to learn to spend it wisely, and to save wisely as well. Begin now to tell your dollars where to go instead of asking where they went.

Here are some saving strategies that will promote healthy saving habits. Note which of the strategies will work for you.

Saving Strategy #1   Tithe to yourself. Each time you are paid, take 10% and sock it away into your saving account. With each bonus, do the same thing. Ditto for tax refunds, auto allowances, and any extra income that comes your way.

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